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Business DebtlineThe UK's only free dedicated debt advice service for self-employed people and small business owners. Run by the Money Advice Trust.Debt
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Citizens AdviceFree independent advice on debt; benefits; employment and tax. Extensive network of local centres across England and Wales.Financial guidance
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HMRC Time to PayHMRC's service allowing self-employed people and businesses with outstanding tax liabilities to arrange affordable repayment plans.Tax
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LITRG (Low Incomes Tax Reform Group)Free comprehensive guidance on tax and National Insurance for self-employed people and those unable to afford professional advice. An initiative of the Chartered Institute of Taxation.Tax
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Money Advice TrustCharity running Business Debtline and National Debtline. Also provides training and policy work to improve financial support for those in difficulty.Debt
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MoneyHelperFree government-backed money guidance service covering budgeting; debt; benefits and financial planning for self-employed and employed people alike.Financial guidance
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National DebtlineFree debt advice for individuals including sole traders. Run by the Money Advice Trust.Debt
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StepChangeLeading UK debt charity. Offers free flexible debt advice and practical solutions for individuals and the self-employed.Debt
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Tax Help for Older PeopleFree specialist tax advice for older people on lower incomes. Also useful for self-employed people approaching retirement.Tax
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TaxAidCharity providing free independent tax advice to people on low incomes who cannot afford a tax adviser. Helps with HMRC disputes; self-assessment and tax debt.Tax
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Turn2UsCharity helping people in financial difficulty access benefits; grants and financial support. Benefits calculator and grant search tool.Benefits & grants
